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Wave is a company that provides financial services and software for small businesses. Wave is headquartered in the Leslieville neighborhood in Toronto, Canada.

The company’s first product was a free online accounting software designed for businesses with 1-9 employees, followed by invoicing, personal finance and receipt-scanning software (OCR). In 2012, Wave began branching into financial services, initially with Payments by Wave (credit card processing) and Payroll by Wave, followed by Lending by Wave in February 2017 which has since been discontinued.